BOAT LOANS for ALL CREDITs

We search nationwide for the best boat financing rates and terms.

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Today’s Lowest Boat Loan Rates

We have boat financing programs for all different kinds of credit situations.

Credit Scores as low as…

800+

680 – 799

630 – 679

550 – 629

Interest Rates as low as…

5.49%

7.74%

9.95%

17.95%

Our boat loan rates are based on a variety of factors including the amount you are financing, the age and type of boat you are financing, your location, and your credit history. Some rates may be adjusted for lower terms upon request. Rates and terms are subject to change. No houseboats or racing boats. Approvals good for 30 days.

Longest Boat Financing Terms Available

Extend the term of your boat loan to the max with no pre-payment penalty!

Loan Amount…

$100K+

$25K – $99K

$20K – $24K

$10K – $19K

Loan Term as long as

20 Years

15 Years

12 Years

10 Years

We offer boat financing terms from 60 months (5 years) up to 240 months (20 years) depending on the amount you are financing, the age of the boat, and your credit history. We offer the longest boat loan term possible, as there are no prepayment penalties with any of our loans. This allows you to pay off your boat loan as quickly as you like while always having the option of the lowest payment.

Getting a Boat Loan with Bad Credit Is Possible

Why should you choose Capital Leasing if you have credit concerns? We have programs specifically designed for people with bad credit ratings. We also make an effort to protect your score by minimizing the number of inquiries lenders make. This effort can keep your credit score steady and prevent further damage. Dealers often run multiple credit reports, which hurts you if you have a low score. Plus, lenders are less likely to see credit rebuilding opportunities. Our team will work with you to facilitate those changes.

We want to help you get out on the water on a boat, and we will do everything we can to make it happen. Our process checks various lenders to find the most favorable terms and rates. We handle the entire process online, making it faster and more convenient.

You fill out your application, and then an actual person will call you to discuss your goals for the process. Our representatives may ask you about your bad credit, too. After discussing your expectations, our team will submit your details to lenders and try to find the right match.

We Have the Best Boat Loans for People With a Bad Credit History

You can trust Capital Leasing to help you find the financing options you want. We have assisted hundreds of thousands of customers, and we have earned a sterling reputation. Our customers’ reviews reflect our dedication to offering stellar support and making the process as easy as possible. By conducting everything online, we make your part simple. You can even sign your closing documents online using DocuSign. Other benefits of working with us include:

  • Safe and secure DigiCert Norton VeriSign Secured website, which protects your personal information.
  • Fast response times as short as 48 to 72 hours after submitting your application.
  • Pre-qualification for loans, which makes it easier to know how much you can afford to spend on your boat

Boat Loan Payment Estimates

See how low your payments can be with our bad-credit boat financing programs using today’s best loan rates.

Credit Scores 650 – 679

$10,000 loan

$25,000 loan

$50,000 loan

7.50%

7.50%

7.50%

as low as

$119

Monthly

as low as

$215

Monthly

as low as

$474

Monthly

Credit Scores 630 – 649

$10,000 loan

$25,000 loan

$50,000 loan

13.99%

13.99%

13.99%

as low as

$155

Monthly

as low as

$287

Monthly

as low as

$655

Monthly

Credit Scores 550 – 629

$10,000 loan

$25,000 loan

$50,000 loan

17.95%

17.95%

17.95%

as low as

$180

Monthly

as low as

$339

Monthly

as low as

$803

Monthly

 

Fill Out an Online Application Today

It only takes five minutes to fill out our application. We offer services in the 48 contiguous states, and we can find you the best bad credit boat loans. Fill out an application today to get started, and contact us if you have more questions.

Click Here to download our PDF Application

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